September 23, 2025
CrossCountry Mortgage: Raleigh’s Education-First Approach to Home Loans
When you think about buying a home in Raleigh, one thing quickly becomes clear: the process can feel overwhelming. From rising home prices in North Hills and Inside the Beltline to changing interest rates across the Triangle real estate market, navigating your options requires more than just a quick online rate search.
That’s where CrossCountry Mortgage, led locally by Loan Originator Paul Normant, comes in. As a Best of Raleigh Gold Founding Partner, Paul and his team are committed to bringing clarity, confidence, and strategy to the lending process.
Who They Are: More Than a Raleigh Mortgage Lender
CrossCountry Mortgage provides Triangle home loans for first-time buyers, growing families, and seasoned investors alike. What makes Paul different is his education-first approach. Instead of focusing solely on what clients can qualify for, he reframes the question: How much should you pay?
This philosophy has made him a trusted partner for Raleigh buyers and agents, including The Coley Group, one of the region’s top real estate teams. His blend of professionalism and personal connection ensures every client feels supported—from pre-approval through closing day.
A Family Legacy in Mortgage Lending
Paul’s career began in the family business. His father founded a mortgage company in 1998, where Paul got his start making summer cold calls. After graduating from UNC-Chapel Hill in 2009, he entered the industry during the financial crisis—a trial by fire that shaped his belief in transparency and education.
More than a decade later, that same philosophy drives every decision he makes with his clients.
What They Do Today: Guiding Raleigh Buyers With Confidence
Whether you’re exploring new construction homes in Raleigh, refinancing an existing loan, or purchasing your first home, CrossCountry Mortgage offers customized solutions to fit your lifestyle and budget. Paul specializes in:
- Affordability planning: Helping clients understand not just what they can borrow, but what makes sense long-term.
- Creative strategies: Tools like 2-1 buydowns, seller-paid concessions, and side-by-side loan comparisons
- Equity and tax planning: Guiding homeowners on mortgage interest deductibility and capital gains strategies.
The result? A mortgage plan that supports your life in Raleigh, from your first condo downtown to your forever home in Wake Forest.
Unique Details That Set Them Apart
Paul isn’t just advising buyers—he’s lived it. When he bought his first home in 2015, he used down-payment assistance and later leveraged equity to fund a renovation. This hands-on experience makes his guidance more than theory—it’s tried and tested.
He’s also known for being present in the community, often spotted at Coley Group events, blending professional expertise with genuine connection.
Why Raleigh is the Perfect Place to Build a Life
Raleigh is consistently ranked one of the best places to live in the U.S., thanks to its strong schools, diverse neighborhoods, and growing opportunities. From the energy of Downtown Raleigh coffee shops to the walkable lifestyle in North Hills, the city offers something for every stage of life.
For Paul, Raleigh is more than a market—it’s home. His local relationships with agents, attorneys, and appraisers mean clients gain both insight and an edge when buying in this competitive environment.
Looking Ahead: Preparing Raleigh for What’s Next
As interest rates begin to stabilize, Paul anticipates a surge of demand from buyers waiting on the sidelines. His focus? Ensuring clients are ready. By building pre-approvals and plan-driven files today, he positions families to move quickly when the right home appears—whether it’s in a historic neighborhood Inside the Beltline or a brand-new development in Cary or Apex.
Elevating Living in the Triangle
CrossCountry Mortgage reflects what Best of Raleigh is all about: celebrating businesses that elevate our community, provide unmatched expertise, and put relationships first. For Paul, every mortgage is more than a loan—it’s a strategy for building stability, wealth, and confidence right here in the Triangle real estate market.
Ready to experience CrossCountry Mortgage? Here’s where to find them:
www.crosscountrymortgage.com
paul.normant@ccm.com